Your first step in dealing with bad credit is
to honestly examine the reasons for your financial troubles. You
must address the underlying causes first, or your rehabilitation
efforts will be wasted.
Banks and other credit card issuers are very organized in conducting
their business, and you must be very organized in dealing with
them. First, read our Consumer
Overview section. Obtain
and understand your credit reports.
For those with bad credit (or with no credit history at all)
we suggest these resources:
Prepaid Card List - It is
easy to get a MasterCard or Visa card debit card which draws money
from a deposit.
Secured Credit Card
List - Rebuild your credit rating and history with MasterCard
and Visa credit cards which are secured by a deposit.
Debt Help List - Services
to deal with debt problems, inclusind consolidation and other
types of help.
Catalog Credit List. Some
catalog merchants have very easy credit terms to help you establish
or re-establish your credit payment history, including positive
reports to the credit bureaus.
Credit Problems Menu