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Catalogs And Online Retailers With Credit Plans - Buy Now Pay Later


Also check out our listings of Retail Credit Cards.

Consumers with poor or bad credit can re-establish themselves with easy-qualification catalog / merchandise credit accounts. Some lenders will accept negative histories, low incomes, etc., and will give you a chance to show a positive payment history.

Catalog Credit Card
Fingerhut Credit Account
  • Apply Today, Buy Today.
  • Low monthly payments.
  • Trusted brand names.
  • No annual fees.
  • No overlimit fees.
*Issued by WebBank
Credit Card Applications
Freedom Gold Card
  • $500 Unsecured Credit Limit
  • Guaranteed Approval*
  • No Credit Check
  • No Employment Check
  • Fast Online Application
  • Reports to a Major Bureau
  • Bad Credit - OK
*See site for Details
Catalog Credit Card
Horizon Gold
  • Guaranteed $500 Credit Line*
  • No Credit Check
  • Fast Online Application
  • Bad Credit - OK
*See Terms & Conditions for Details
Catalog Credit Card
Net First Platinum Credit Card
  • No Credit Check
  • Fast Online Application
  • Always 0.0% APR
  • Instant Approval
*See Card for Details
Unique Platinum
  • Guaranteed $1000 Credit Line
  • No Credit Checks
  • Instant Approval
  • 0% Financing
*See terms and conditions


Blair - Clothing, jewelry, and housewares.

Blue Hippo - Want a brand new computer, but your credit is less than perfect? No problem. Blue Hippo guarantees your approval, and offers easy-to-manage weekly payments.

Dell Computer - Computer financing from Dell Financial Services.

First Freedom Platinum - $7,500 - Guaranteed instant approval. No credit checks. No employment verification. No annual fee. No finance charges and you will never pay interest. Reports to a major credit bureau.

Free Credit Club - Offers a $2500 credit limit for purchases. Poor Credit, No Credit, No Problem. No employment verifications, No Credit Checks.

Newegg Preferred Account - Computers and other electronic gear.

One Call - Consumer electronics. Issued by GE Money Bank.

Shop And Charge

Seventh Avenue


Sweetwater - Professional music instruments and equipment.

USA Discounters


Your Music - Seems to have taken over the memberships of the now-defunct BMG Music.


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