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Catalogs And Online Retailers With Credit Plans - Buy Now Pay Later


Also check out our listings of Retail Credit Cards.

These catalogs have "buy now pay later payment plans". They are also called "choose and charge" catalogs or "no money down" payment plans.

Consumers with poor or bad credit can re-establish themselves with easy-qualification catalog / merchandise credit accounts. Some lenders will accept negative histories, low incomes, etc., and will give you a chance to show a positive payment history.

Fingerhut Direct Marketing, Inc
Fingerhut Credit Account
  • Easy application. Get a credit decision in seconds.
  • Build your credit history. Fingerhut reports to all 3 major credit bureaus.
  • Use your line of credit to shop thousands of items from great brands like Samsung, KitchenAid, and DeWalt.
  • Not an access card.


Blair - Clothing, jewelry, and housewares.

Blue Hippo - Want a brand new computer, but your credit is less than perfect? No problem. Blue Hippo guarantees your approval, and offers easy-to-manage weekly payments.

Dell Computer - Computer financing from Dell Financial Services.

First Freedom Platinum - $7,500 - Guaranteed instant approval. No credit checks. No employment verification. No annual fee. No finance charges and you will never pay interest. Reports to a major credit bureau.

Free Credit Club - Offers a $2500 credit limit for purchases. Poor Credit, No Credit, No Problem. No employment verifications, No Credit Checks.

Newegg Preferred Account - Computers and other electronic gear.

One Call - Consumer electronics. Issued by GE Money Bank.

Shop And Charge

Seventh Avenue


Sweetwater - Professional music instruments and equipment.

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