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California State Credit Laws

TITLE 1.3. CREDIT CARDS - 1747-1748.7

TITLE 1.3A. CREDIT CARD DISCLOSURE - 1748.9-1748.12

TITLE 1.3B. CHARGE CARD DISCLOSURES - 1748.20-1748.22

TITLE 1.3C. DEBIT CARDS - 1748.30-1748.31

TITLE 1.4. LAYAWAY PRACTICES - 1749-1749.4

TITLE 1.4A. GIFT CERTIFICATES - 1749.5

TITLE 1.4B. SUPERMARKET CLUB CARDS - 1749.60-1749.65

TITLE 1.6. CONSUMER CREDIT REPORTING AGENCIES ACT

CHAPTER 1. GENERAL PROVISIONS - 1785.1-1785.6

CHAPTER 2. OBLIGATIONS OF CONSUMER CREDIT REPORTING AGENCIES - 1785.10-1785.19.5

CHAPTER 3. REQUIREMENTS ON USERS OF CONSUMER CREDIT REPORTS - 1785.20-1785.22

CHAPTER 3.5. OBLIGATIONS OF FURNISHERS OF CREDIT INFORMATION - 1785.25-1785.26

CHAPTER 4. REMEDIES - 1785.30-1785.35

TITLE 1.61. COMMERCIAL CREDIT REPORTS - 1785.41-1785.43

TITLE 1.6A. INVESTIGATIVE CONSUMER REPORTING AGENCIES

Article 1. General Provisions - 1786-1786.2

Article 2. Obligations of Investigative Consumer Reporting Agencies - 1786.10-1786.30

Article 3. Requirements on Users of Investigative Consumer Reports - 1786.40

Article 4. Remedies - 1786.50-1786.56

TITLE 1.6B. CONSUMER CREDIT DENIAL

Article 1. General Provisions - 1787.1-1787.2

Article 2. Remedies - 1787.3

TITLE 1.6C. FAIR DEBT COLLECTION PRACTICES

Article 1. General Provisions - 1788-1788.3

Article 2. Debt Collector Responsibilities - 1788.10-1788.16

Article 3. Debtor Responsibilities - 1788.20-1788.22

Article 4. Enforcement - 1788.30-1788.32

TITLE 1.6D. ELECTRONIC COMMERCE

Article 1. General Provisions - 1789-1789.8

TITLE 1.6E. CREDIT SERVICES - 1789.10-1789.26

TITLE 1.6F. CHECK CASHERS - 1789.30-1789.37

TITLE 1.83. PRECOMPUTED INTEREST - 1799.5

TITLE 1.84. PRECOMPUTED FINANCE CHARGE CONTRACT - 1799.8

TITLE 1.85. CONSUMER CREDIT CONTRACTS - 1799.1a-1799.103

TITLE 1.86. CONSUMER CONTRACT AWARENESS ACT OF 1990 - 1799.200-1799.206

TITLE 2. CREDIT SALES

CHAPTER 1. RETAIL INSTALLMENT SALES

Article 1. General Provisions - 1801-1801.7

Article 2. Definitions - 1802-1802.21

Article 3. Provisions of Retail Installment Contracts - 1803.1-1803.11

Article 4. Restrictions on Retail Installment Contracts - 1804.1-1804.4

Article 5. Finance Charge Limitation - 1805.1-1805.9

Article 6. Payments - 1806.1-1806.4

Article 7. Refinancing and Consolidation - 1807.1-1807.3

Article 8. Add-on Sales - 1808.1-1808.5

Article 9. Terms of Purchase by Financing Agency - 1809.1

Article 10. Retail Installment Accounts - 1810-1810.12

Article 10.5. Retail Installment Account Credit Card Periodic Rate Disclosures - 1810.20-1810.21

Article 11. Attorney's Fees and Court Costs - 1811.1

Article 12.1. Repossession and Resale - 1812.2-1812.5

Article 12.2. Penalties - 1812.6-1812.9

Article 12.3. Actions - 1812.10

Article 12.4. Financing Retail Purchases - 1812.20

CHAPTER 2. CREDIT TRANSACTIONS REGARDING WOMEN - 1812.30-1812.35

CHAPTER 3. RETAIL CREDIT ADVISORY COMMITTEE - 1812.40-1812.41

TITLE 2.9. CREDITOR REMEDIES: DISABILITY INSURANCE - 1812.400-1812.410

TITLE 2.96. CALIFORNIA RENTAL-PURCHASE ACT - 1812.620-1812.649

TITLE 4. LOAN

CHAPTER 3. LOAN OF MONEY - 1912-1916.12

CHAPTER 7.5. MORTGAGE LOANS - 1918.5-1921

CHAPTER 8. REVERSE MORTGAGES - 1923-1923.10

TITLE 14. LIEN

CHAPTER 1. LIENS IN GENERAL

Article 1. Definition of Liens - 2872-2877

Article 2. Creation of Liens - 2881-2885

Article 3. Effect of Liens - 2888-2892

Article 4. Priority of Liens - 2897-2899

Article 5. Redemption From Lien - 2903-2906

Article 6. Extinction of Liens - 2909-2914

CHAPTER 2. MORTGAGE

Article 1. Mortgages in General - 2920-2944.5

Article 1.5. Mortgage Foreclosure Consultants - 2945-2945.11

Article 2. Mortgage of Real Property - 2947-2955.5

Article 3. Disclosures on Purchase Money Liens on Residential Property - 2956-2967

CHAPTER 2a. HOME EQUITY LOAN DISCLOSURE ACT - 2970-2971

CHAPTER 2b. AUTOMOBILE SALES FINANCE ACT - 2981-2984.4

CHAPTER 2c. REAL PROPERTY SALES CONTRACTS - 2985-2985.6

CHAPTER 2d. VEHICLE LEASING ACT - 2985.7-2991

CHAPTER 2e. CONTROLLED ESCROWS - 2995

CHAPTER 3.5. HEALTH CARE LIENS - 3040

CHAPTER 4. HOSPITAL LIENS - 3045.1-3045.6

CHAPTER 6. OTHER LIENS - 3046-3066

CHAPTER 6.5. LIENS ON VEHICLES - 3067-3074

CHAPTER 6.7. LIVESTOCK SERVICE LIEN - 3080-3080.22

CHAPTER 7. STOPPAGE IN TRANSIT - 3081

CHAPTER 8. DESIGN PROFESSIONALS' LIENS - 3081.1-3081.10

 

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