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Please Help!


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Posted by Monica (67.9.82.121) on March 18, 2003 at 18:23:21:

I have posted twice before and gotten no reponsed but really need some advice. Chase charged off $1800 back in June. I have been making regular monthly payment since August with no knowledge of the charge off. I called Chase today to try and pay the full amount if they took of the charge off. They said they could not because of the type of loan it was. It was a leased car. The balance if for the disposale fee and excess miles and "damages." So to me it is bad as a charge off or paid charge off? Is that right? So should I contine to make payments on this charge off or not? My parents were only going to loan me money to pay it off it they would change the status. Since they will not it is up to me. So what do I do. I really need advise. If I continue to make payments on it will it keep it on my credit report longer or will the date it goes off be the same as if I wasn't paying?


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