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Re: 341 Meeting Tomorrow and scared!!!


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Posted by LadynRed (199.91.33.254) on April 01, 2003 at 15:16:45:

In Reply to: 341 Meeting Tomorrow and scared!!! posted by Fireside on April 01, 2003 at 15:10:33:

The likihood of having to face this judgment creditor is slim to none, so relax. 99% of the time NO creditors show up at 341 meetings - except SEARS, and their claws have been removed by the Federal govt. The meeting will likely take no more than 10 minutes, probably take you longer to find a parking space. Go early, sit in and listen to the questions the Trustee asks other people so you'll know what to expect.

Your lawyer was correct in your not answering the lawsuit. The debt that created it will be discharged and your lawyer can have the judgment vacated (made null and void) after your discharge. The judgment, if it shows at all on your credit report, would show "included in bankruptcy" only, or perhaps even 'dismissed'. It won't do any more harm than the bankruptcy itself.

Relax.. your lawyer was right and you'll be fine.


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